A Simple Guide to Smarter Giving

What's in this episode

The holidays have a way of bringing money and meaning into the same conversation. In this episode of Real Personal Finance, Scott and Nick lean right into that. Between family gifting, charitable giving, donor-advised funds, and changes to deduction rules, this episode walks you through the most practical ways to support the people and causes you care about. It’s a great moment to pause, think about what matters, and check in on how generosity fits into your financial life. Key Takeaways • How gift tax exclusion limits really work when supporting family and loved ones • The benefits of donating appreciated stock instead of cash • Why donor-advised funds and QCDs can make year-end giving more impactful Ready to learn more? Scott Frank on LinkedIn Stone Steps Financial Nick Covyeau on LinkedIn Swell Financial Curious about your retirement savings? Our How Much Do I Need To Retire? quiz gives you an idea of where you stand and a starting point to think about your long-term planning. https://www.stonestepsfinancial.com/howmuch Leave us a question! Money can be confusing, but it doesn’t have to be. When you’re able to understand the complexities, you can make better decisions to improve