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Personal finance, answered

Money questions get vague answers because the honest one is usually specific. These are taken from advisors and planners working through real situations out loud, with the numbers left in. None of it is personalised advice, and a decision this size deserves a conversation with someone licensed.

7 money questions answered

How do I build a simple investment portfolio?

Tyler Gardner distills ten legendary investors into five rules for a portfolio you will actually stick with: low costs, self-knowledge, diversification.

Answered on Your Money Guide on the Side

Should you have fun money while paying off debt?

Money coach Katy Almstrom says yes. Here's how she and her husband split fun money equally, keep it separate, and why it makes debt payoff last.

Answered on The Debt Pay Off Podcast for Women

Do you really need $1.5 million to retire?

CFP Taylor Schulte explains why the $1.5 million retirement number misleads and how to find your real gap using expenses, Social Security, and flexibility.

Answered on Stay Wealthy Retirement Podcast

How much should you pay yourself as an S Corp owner?

CPA Mike Jesowshek explains how to set a reasonable S Corp salary using market wages, profit, and hours, plus how to document it so the IRS can't undo it.

Answered on Small Business Tax Savings Podcast

Should I do a Roth conversion before retirement?

CFPs Scott Frank and Nick Covyeau explain when a Roth conversion pays off, how to fill tax brackets, and why lifetime taxes beat this year's bill.

Answered on Real Personal Finance

How do I simplify my investment portfolio in retirement?

David Stein's five-step process for consolidating a messy retirement portfolio: map every account, measure risk, plan taxes, rebalance slowly.

Answered on Money For the Rest of Us

Should I pay off my mortgage or invest the extra money?

Family finance coach Andy Hill explains the order: build a foundation, reach Coast FIRE, then attack the mortgage with your extra $1,000 a month.

Answered on Marriage Kids and Money: Personal Finance for Families