Stay Wealthy Retirement Podcast
Retirement is too important to leave to guesswork, headlines, or conflicting advice. Taylor Schulte helps listeners make smarter financial decisions, reduce taxes, invest wisely, and create a retirement income plan they can trust.
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Sep 17, 2026 · 15 min3 Things RMD Timing Actually Affects (And How to Choose Your Schedule)Once required minimum distributions begin, the IRS decides how much comes out of your IRA each year. But it doesn't decide when... You can take it all in January, wait unSep 10, 2026 · 20 minAre You Really Behind on Retirement? 2 Studies Disagree (46% vs. Under 20%)Taylor compares two conflicting studies on retirement readiness, one suggesting nearly half of households may fall short and another finding fewer than 20 percent behind.Sep 3, 2026 · 18 minYour Plan Says Spend, Your Gut Says No (5 Questions to Ask Instead)Why do retirees with well-funded plans still struggle to spend? Taylor walks through three transitions in retirement and offers five better questions to ask than "Can I aAug 27, 2026 · 22 min8 Investing Numbers That Shape Whether Your Nest Egg Outlives YouTaylor distills a century of market history into eight numbers that affect how long a portfolio lasts. He covers inflation's impact, the risk of investing too conservativAug 20, 2026 · 18 minThe 4 Retirement Income Styles (And How to Find Yours)A framework that sorts retirement income strategies into four styles based on how much certainty you want and how much flexibility you can accept. Taylor helps listeners Aug 13, 2026 · 15 minDo You Really Need $1.5 Million to Retire?Taylor challenges the widely cited $1.5 million retirement benchmark using recent Vanguard research on Social Security timing. He shows how disciplined savers may be ableAug 6, 2026 · 20 min3 Spending Surprises From J.P. Morgan's Study of 5 Million RetireesUsing real bank transaction data from millions of households, Taylor reveals how retirees actually spend. He identifies three spending behaviors traditional plans overlooJul 30, 2026 · 24 minNEW RESEARCH: Your Plan Is Overestimating Retirement Costs (by 20%)Most retirement plans assume your spending will rise with inflation every year for the rest of your life. But a new study tracking thousands of American retirees found alJul 23, 2026 · 27 min5 Steps to Protect Your Aging Parents' Money (Before It's Too Late)📥 Grab Your Free Estate Planning Resources: Helping an aging parent with their money is a responsibility few families are prepared for. Get three practical resources to Jul 16, 2026 · 16 minCan $5M in T-Bills Safely Fund Your Retirement? (History Says No)Kevin O'Leary says you only need one thing to retire safely: $5 million in Treasury bills. Not stocks. Not real estate. Just T-bills — and you've "safeguarded your familyJul 9, 2026 · 35 minWhy Great Savers Struggle to Spend (5 Steps to Fix It)Research shows that retirees following traditional withdrawal rules rarely come close to depleting their portfolios. In fact, many end up leaving behind balances that areJul 2, 2026 · 21 min6 (Counterintuitive) Facts About Retirement, Investing, and LongevityToday, we're stepping away from the spreadsheets, tax strategies, and retirement tactics to have a little fun. I'm sharing six facts that challenge conventional wisdom — Jun 30, 2026 · 13 minRetirement Replay: The Five Things Happy Retirees Have in CommonA strong financial plan can tell you whether you can retire, but it may not tell you whether you'll feel ready. In this Retirement Replay, behavioral finance expert and pJun 25, 2026 · 43 minWhy $4M Still Doesn't Feel Like Enough to Retire (Listener Q&A)At 63, David has $4 million saved. Two advisors have told him he's ready to retire, and every Monte Carlo simulation agrees... but he still can't bring himself to do it. Jun 18, 2026 · 21 minWhy Investors Bet 65% on a Familiar Fund Name (Even When the Investments Are Identical)Imagine I hand you two mutual funds and ask how you'd split your money. Same holdings. Same cost. Line by line, they're the exact same fund. The only difference? One has Jun 11, 2026 · 44 minWhy Saving for Your Future Self Won't Buy a Better Retirement (And What Will)You spend 30 or 40 years protecting your future self. Then you finally retire... and the person you were saving for never quite arrives. There's always an older version dJun 4, 2026 · 19 minThe 3 Questions That Reveal Your Real Inflation Risk in RetirementWhen inflation makes headlines, it can feel like one of those retirement risks you just have to endure. Saving, investing, tax planning, income strategy... those are leveMay 28, 2026 · 30 min5 Umbrella Insurance Mistakes That Leave Retirement Savers ExposedUmbrella insurance isn't usually the first thing people think about when they picture retirement planning. Most conversations focus on saving enough, investing well, reduMay 21, 2026 · 24 minWhy 2 Retirees With the Same $1M Plan Ended $3M ApartTwo retirees. Same $1 million portfolio. Same 60/40 allocation. Same 4% withdrawal rate. Same 30-year retirement. The only difference? One retired in 1973. The other retiMay 14, 2026 · 21 minThe Real Reason Wealthy Retirees Still Wake Up Anxious (And the 4 Pillars That Fix It)Many retirement savers assume the anxiety will lift once they hit a certain number. Maybe it's $1 million. Maybe $2 million. Maybe $5 million or more. And then the accounMay 7, 2026 · 15 minWhy Waiting Until 70 for Social Security Can Backfire (And the Question to Ask Instead)The math behind "wait until 70" for Social Security is real. Hold off claiming from 62 to 70 and your monthly benefit climbs by roughly 77%. So why would anyone walk awayApr 30, 2026 · 40 min3 Things to Review on Your Tax Return (And a Fresh Take on Social Security Timing)Tax season is finally over. The returns are filed, the stress is behind you, and the last thing you probably want to do is think about taxes again. But the weeks right afApr 23, 2026 · 22 minThe Most Overlooked Retirement Decision (It's Not Your Portfolio)One of the biggest decisions you'll make in your 70s and 80s has nothing to do with your portfolio. It's not about Social Security timing. And it's not about Roth conversApr 16, 2026 · 19 minThe 6-Digit Code That Can Drain Your Retirement Account (And How to Stop It)According to the FBI, Americans lost nearly $21 billion to cyber-enabled fraud last year—a 26% increase from the year before. And the single largest category? Investment-Apr 9, 2026 · 23 minThe Real Cost of a Financial Advisor (And Why the 1% Math Is Misleading)A viral claim keeps making the rounds: that a 1% advisory fee will drain hundreds of thousands of dollars from your retirement savings. The math looks alarming... and tha
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